Honestly, I needed to vent and since I couldn’t be the “Stupid Home Owner Authority” (he beat me too it dammit) then I can add my two cents about what’s happening in the mortgage industry and who’s to blame.
We all need someone to blame don’t we! (<< question mark missing for effect)
So, I’m reading a local story about some wuss that was crying about how his mortgage lender doesn’t care about him and how it’s the banks fault for his foreclosure and then…after some research I come across http://www.stupidhomeowner.com.
I felt so inspired by this guy that I had to start something and get into the conversation.
Apparently his ideas about the mortgage woes being the home owners fault is making a lot of sense – and frankly I’m gonna agree that home owner education in the mortgage process is critical.
When I was getting my mortgage done, and subsequently my refinance I did the research….I figured out the process then approached it with some education under my belt.
It appears that everything good and bad starts with someones credit score – and that can be manipulated with one of the online credit repair firms (totally legal by the way).
Sooooooo – get off your stupid home owner butt (as he likes to put it) and get that credit in order before I have to rant some more here.
Post your comments below and let’s figure this stuff out together – I’m open to your ideas.